Coverage B - Other Structures provides insurance for which of the following?

Coverage B - Other Structures is designed to offer insurance for structures that are not attached to the main dwelling. This includes items that are generally used for personal purposes and are located on the same property as the insured home. Detached garages fall under this category as they are separate from the primary residence but are used in conjunction with it.

Other options involve use cases that are either outside the scope of incidental residential use or represent different risk scenarios. For example, structures that are wholly rented out or held for rental purposes typically fall under commercial or different liability coverage, reflecting a distinct purpose that separates them from personal property coverage. Similarly, detached structures used for business are generally not covered by this policy, as they do not align with the residential focus intended by Coverage B.

Thus, the provision of insurance for detached garages aligns with the overall intent of this coverage, which is to protect personal-use structures separate from the main home, reaffirming the soundness of the answer.