How much will Kevin's insurer give him for the damaged sofa and loveseat?

In this scenario, the correct amount that Kevin's insurer will provide for the damaged sofa and loveseat is based on the assessment of their value prior to the damage and the terms of his insurance policy. Insurers often take into account factors such as replacement cost, depreciation, and coverage limits specified in the policy when calculating a payout for damaged personal property.

When determining the compensation for the damaged furniture, the insurer likely evaluated the total value of both items based on their current market value or replacement cost, aligning with the specifics of Kevin's policy. This information would result in a sum that reflects the fair compensation for Kevin, ensuring that he is adequately covered for the loss he experienced.

In this case, the selection of $1,900 signifies that the insurer has calculated this as the correct amount, providing Kevin with sufficient funds to address the loss of both his sofa and loveseat effectively. Understanding how insurers calculate claims will help adjusters assess damages fairly and align payouts with policy provisions.