How much will the primary policy pay for injuries in Norris's accident?

In the context of insurance claims, the primary policy refers to the first layer of coverage that pays out in the event of a claim, such as in an auto accident. In this scenario, you're tasked with determining the payout amount for injuries resulting from Norris's accident.

The correct figure indicates that the primary policy will pay $30,000 for injuries. This amount might be established based on factors such as the limits of the insurance policy that Norris holds, any stipulated bodily injury liability limits defined within that policy, or previous legal determinations about compensatory amounts in similar situations.

Understanding how insurance policies allocate payouts for injuries involves knowing the specifics of the coverage limits agreed upon in the policy contract. In a real-world context, insurers assess medical bills, lost wages, and pain and suffering claims to arrive at a final settlement figure, which in this case has been identified as $30,000. This insight is critical for adjusters as they evaluate claims and determine how much to advise clients and claimants regarding potential settlements.