If a Florida homeowners policy has been in effect for 45 days, how many days must the insurer notify the policyholder before cancelling it for non-payment of premiums?

In Florida, if a homeowners insurance policy has been in effect for at least 45 days, the insurer is required to provide a notification period of 10 days before cancelling the policy for non-payment of premiums. This rule is designed to protect policyholders by ensuring they have sufficient time to make payments or respond to the cancellation notice. The 10-day notice allows the insurer to inform the policyholder of the cancellation decision and gives the policyholder a fair opportunity to rectify the situation. This requirement is part of Florida's insurance regulations aimed at promoting good practices in customer communication and ensuring that policyholders are treated ethically and fairly.