If a protective system in a BOP policy becomes inoperative, how long does the insured have to notify the insurance company if it cannot be restored?

In a Businessowners Policy (BOP), if a protective system—such as a sprinkler system or a burglar alarm—becomes inoperative and cannot be restored, the insured is required to notify the insurance company within 48 hours. This timeframe is critical as it allows the insurer to assess the risk and make informed decisions regarding the potential impact on the coverage. Failure to notify within this period could lead to complications during the claims process or possibly affect the validity of the coverage. It's essential for policyholders to be aware of such timelines to maintain their insurance coverage effectively and ensure compliance with the policy terms.