If Wilson has a liability policy with limits of 10/20/10 and causes $30,000 in property damage while in Georgia, how much will his insurance pay?

In determining how much Wilson's insurance policy will pay for the property damage he caused, it's important to understand the structure of his liability policy limits, which are specified as 10/20/10. This means that the policy has:

• $10,000 as the maximum payout for any single injury or property damage incident (the first number),
• $20,000 as the maximum total payout for all injuries in one incident (the second number), and

• $10,000 for damage to property (the third number).

In this scenario, Wilson caused $30,000 in property damage. However, due to the limits of his policy, the maximum coverage for property damage is $10,000. Therefore, no matter the amount of damage caused, the insurance will only cover up to the policy limit of $10,000 for property damage claims.

It is also important to note that if multiple claims arose from an incident, the overall total limits would apply, but since we're dealing solely with property damage, we focus on the property damage limit specifically. The correct payout in this case, given Wilson's liability for the $30,000 in damage and the property damage limit under his policy, is $10,000.

There seems to