SureTrust Insurance, founded and operating in Texas, is classified as which type of insurer?

The classification of SureTrust Insurance as a domestic insurer is based on the fact that it operates in Texas. A domestic insurer is one that is incorporated and operates within the same state that it is licensed. Since SureTrust Insurance was founded in Texas, it fits this definition perfectly.

In contrast, a foreign insurer would be one that is incorporated in one state but does business in another, while an alien insurer refers to an insurance company incorporated outside of the United States. The term "state insurer" is not a standard classification in insurance regulations and does not accurately describe the company’s status in relation to its state of incorporation. Therefore, classifying SureTrust Insurance as a domestic insurer is appropriate, given that it aligns with the criteria established for this category.