What claim might Adam file after injuring himself in a dealership?

When Adam injures himself while at a dealership, he typically seeks compensation for his injuries resulting from an accident that occurred on the dealership's premises. In this context, filing a third-party claim is appropriate because Adam is a separate individual, not a direct party to the dealership's insurance policy, and he is claiming compensation from the dealership's insurer due to their potential liability for his injuries.

A third-party claim allows an injured party to seek damages from the insurance provider of the party responsible for the injury. In this case, Adam would argue that the dealership may be liable for his accident (for example, due to negligence in maintaining a safe environment). Therefore, he would file a claim against the dealership's insurance, seeking compensation for medical expenses, lost wages, and other damages stemming from his injury.

This reflects the nature of liability insurance, which is designed to protect businesses against claims arising from injuries and damages that their operations may cause to others. If Adam can demonstrate that the dealership was negligent, he could successfully pursue this type of claim against their insurance provider.