What commercial crime insurance coverage might cover a loss caused by an explosive charge at a bank?

The correct answer pertains to coverage that aligns specifically with the exposure presented by an explosive charge, which is a violent and destructive act. Inside the Premises: Theft of Money and Securities would cover the loss resulting from an explosive charge at a bank, as it specifically addresses losses resulting from theft of money and securities while within the premises, including violent acts that lead to theft.

This type of coverage is designed to protect businesses from losses that can arise from criminal acts that occur on their property, particularly those that involve force or coercion. The use of explosives in the scenario implies an active effort to breach security and steal money or securities held within the bank, which is directly covered under this particular insurance provision.

In contrast, the other options like Computer Fraud, Forgery, and Inside the Premises: Robbery or Safe Burglary either address different types of criminal acts or situations not specifically relevant to the scenario of an explosion being used to access money or securities. For example, Computer Fraud addresses losses specifically related to criminal activity involving computers and data, while Forgery relates to the unauthorized signing of documents. Inside the Premises: Robbery or Safe Burglary typically focuses on the theft of property directly involving the use of force, but the specific mention