What could be a reason for Robert's Crop-Revenue claim denial after a low yield?

The denial of Robert's Crop-Revenue claim after a low yield can be attributed to the failure to use the required amount of fertilizer. In agricultural insurance, especially crop insurance, there are specific guidelines and requirements that need to be adhered to in order for a claim to be valid. These guidelines often stipulate that policyholders must employ standard agricultural practices, which include the appropriate use of fertilizers as recommended for maximizing crop yield.

If Robert did not use the required amount of fertilizer, it could be viewed as negligence in following best practices for crop production. This negligence likely led to the poor yield, which then becomes a point of contention when processing a claim. Insurers typically require evidence that farmers have adhered to industry standards, and falling short in this area can serve as a legitimate basis for denying a claim.

Other factors listed, such as notifying the insurer prior to the harvest or hiring enough farm employees, may not directly influence crop yield in the same way that adherence to fertilization requirements would. While these other elements might be important in different contexts or could affect other types of claims, the specific agricultural practices that lead directly to maintaining crop health and yield are critical for ensuring coverage eligibility under crop-revenue policies.