What is one thing an insurance adjuster does NOT do regarding a claim?

An insurance adjuster plays a critical role in the claims process, which involves investigating the claim, determining if it falls under coverage, and assessing whether the claim has merit based on the evidence and circumstances. However, the adjuster's role does not include protecting the insurer from the claim in a way that may imply bias or the manipulation of the claims process. Instead, their responsibility is to conduct an impartial evaluation of the claim and ensure that it is handled fairly according to the terms of the insurance policy.

By focusing on the facts and coverage details, an adjuster aims to make an objective assessment of the claim, acting as a liaison between the insured and the insurer. This impartiality is crucial in maintaining trust in the claims process and ensuring that policyholders receive the coverage they are entitled to under their policy. Thus, the statement about protecting the insurer from the claim does not align with the adjusting process's ethical and functional standards.