What is the primary role of a public adjuster hired by a policyholder?

The primary role of a public adjuster hired by a policyholder is to adjust the claim independently of the insurer. Public adjusters are professionals who work on behalf of the policyholder, helping them navigate the claims process to ensure that they receive a fair and accurate settlement from their insurance company. They assess the damage, document the loss, and negotiate with the insurer on behalf of the policyholder to advocate for their best interests.

Unlike other types of adjusters who may work directly for insurance companies, public adjusters focus solely on the needs and rights of the insured. This independent stance allows them to provide an objective evaluation of the claim and ensures that the policyholder receives the full benefits to which they are entitled according to their policy. By doing this, public adjusters play a crucial role as advocates for policyholders during the often complex and contentious claims process.