What is typically NOT a component of property insurance?

Liability coverage for injuries on the property is generally not considered a component of property insurance; rather, it falls under liability insurance. Property insurance primarily focuses on protecting the physical property itself and the belongings within it from specific risks such as fire, theft, or natural disasters.

Coverage for damage due to fire is a core component of many property insurance policies, as it protects the insured property from fire-related losses. Similarly, protection against theft is included to safeguard against the loss of personal belongings due to burglary or theft. Coverage for natural disasters can also be part of property insurance, although it's worth noting that certain disasters (like floods or earthquakes) may require separate policies.

In summary, while property insurance covers risks directly associated with the property, liability coverage addresses the insured's legal responsibility for injuries or damages to others on their property. Thus, liability coverage for injuries does not fall under the umbrella of property insurance, making it the correct answer in this context.