What type of authority does Jerry have when adjusting claims for ABC Insurance?

Jerry has express authority when adjusting claims for ABC Insurance. Express authority comes from explicit instructions or agreements between Jerry and ABC Insurance, typically outlined in a contract or policy that details his role and responsibilities. This type of authority is clearly defined and authorized by the principal, in this case, the insurance company.

In the context of adjusting claims, express authority allows Jerry to act on behalf of ABC Insurance to make decisions regarding the evaluation and settlement of claims based on the guidelines and parameters set forth by the company. This ensures that he operates within the limits of what the company has specifically allowed him to do, providing clarity and reducing the risk of misunderstandings during the claims process.

Understanding express authority is critical for adjusters as it lays the foundation for their responsibilities and the scope of their power within their role, ensuring they align their actions with the company's expectations.