What type of CGL policy would cover Ryan's claim with a retroactive date of Jan 1 2008?

A claims-made policy provides coverage for claims that are made during the policy period, provided that the incident giving rise to the claim occurred on or after the retroactive date specified in the policy. In this scenario, Ryan's claim has a retroactive date of January 1, 2008. Therefore, to determine the appropriate type of policy that would cover his claim, we need to look for a claims-made policy that encompasses this retroactive date.

The selected option specifies that the claims-made policy runs from January 31, 2010, to January 31, 2011, with a retroactive date of January 1, 2008. This means that any claims made during that policy period will be covered, as long as the events leading to the claims occurred on or after January 1, 2008. Since Ryan's claim fits within this timeframe, this policy would indeed provide coverage.

Other options indicate retroactive dates that do not align properly with the required timing for coverage based on Ryan's specific claim. For example, any policy with a retroactive date prior to January 1, 2008, would not be suitable since they would not cover claims made for incidents occurring after that date, or would have other mism