What type of claim will Cam file for the damage to his billboard?

In the context of the given scenario, if Cam is filing a claim for damage to his billboard, he would typically be making a first-party claim. A first-party claim is filed by an insured individual or entity directly with their own insurance company to seek compensation for losses or damages covered under their policy.

In contrast, a third-party claim arises when an individual seeks damages from someone else's insurance provider due to an incident where that third party was at fault. If Cam's billboard was damaged due to the actions of another party, he may potentially have grounds for a third-party claim against that party's insurer. However, since the context here specifies that Cam would be filing a claim for his own damaged billboard, it aligns more closely with a first-party claim scenario.

Moreover, filing a claim for damage does not typically involve the scenario where no claim is made or involves a dual claim of both types unless specifically stated with complex circumstances. Therefore, the correct classification of the claim would be a first-party claim, as it directly pertains to the insured's own property damage rather than involving another party's liability.