What type of coverage could help Gail rebuild her restaurant at replacement cost after hurricane damage?

In the context of insurance coverage for a restaurant that has suffered hurricane damage, the concept of replacement cost coverage is critical. Replacement cost coverage is designed to provide funds that allow policyholders to replace damaged property with new property of like kind and quality without factoring in depreciation. This means that if Gail's restaurant is damaged by a hurricane, the replacement cost coverage would enable her to rebuild or repair her restaurant to its original condition.

The other types of coverage mentioned, such as increased construction costs coverage and outdoor property extension, serve specific purposes but may not directly assist Gail in rebuilding at replacement cost. Increased construction costs coverage typically pertains to the additional expenses incurred due to regulatory changes or newer building codes that arise after the initial construction of the property. The outdoor property extension covers specific items outside of the main building, such as fences and landscaping, but it wouldn't directly help with the overall rebuilding of the restaurant structure.

Therefore, the appropriate coverage for Gail to secure for rebuilding her restaurant at replacement cost after hurricane damage would be the replacement cost endorsement, which is specifically designed for such situations. This type of coverage ensures that she can rebuild with the necessary funds to restore her property to its former state without financial loss due to depreciation.