What type of insurance does Farmer Bob need to prove he has coverage in case his lettuce causes illness?

Farmer Bob requires Farm Product Liability insurance to demonstrate coverage in the event that his lettuce causes illness. This type of insurance specifically protects farmers from legal claims that arise due to the consumption of their products, covering both legal fees and any settlements that may be required as a result of lawsuits. It is crucial for any agricultural operation that sells food products to carry this insurance to safeguard against the financial repercussions of product-related claims, such as foodborne illnesses.

Medical Payments would cover the costs of medical care for individuals injured on the Farmer's premises, but it does not provide coverage for claims arising from the consumption of farm products. Farm Pollution Liability insurance addresses environmental damage caused by agricultural operations, which is not applicable in this context. Scheduled Farm Personal Property coverage, on the other hand, protects tangible farm assets but does not extend to liability stemming from product consumption. Therefore, Farm Product Liability insurance is the most relevant and essential type of coverage for Farmer Bob in this scenario.