What type of insurance organization typically focuses on community and social purposes rather than for profit?

The organization that primarily focuses on community and social purposes rather than for profit is a fraternal benefit society. These societies are formed to provide insurance benefits to their members, but their primary mission extends beyond financial profit; they often emphasize community involvement, social welfare, and mutual aid. Members typically share a common bond, such as belonging to the same religious group or fraternal order, and they engage in activities that support one another and the community at large.

Fraternal benefit societies operate on a non-profit basis, which distinguishes them from other types of insurers that aim to generate profits for shareholders, like stock insurers or mutual insurance companies. Consequently, the emphasis on social purpose and community-oriented services makes the fraternal benefit society the correct choice in this context.