What type of liability insurance would cover damages for injury caused by farm equipment?

The correct answer, farm liability insurance, is essential for covering various risks associated with operating a farm, including damages or injuries that may arise from farm equipment. This type of insurance typically protects against bodily injury and property damage claims resulting from incidents involving farm operations and equipment.

Farm liability insurance encompasses coverage for accidents that might occur on the property, ensuring that the farmer is financially protected if someone gets injured by farm equipment, such as tractors or harvesting machines, during use on the farm. This insurance is crucial as it provides legal defense costs and settlement costs if the insured is sued due to injuries or damages related to their farming activities.

Other types of liability insurance mentioned, such as farm pollution liability, is more focused on environmental hazards arising from the farming operations. Farm product liability pertains to issues that may arise from products sold, such as contamination or defects in food products. Farm equipment liability, while it sounds relevant, is not a commonly recognized type of insurance and does not usually address the broader aspects of liability claims that farm liability insurance does.