What was a potential reason for the denial of Farmer Jane's MPCI claim after she plowed up her wheat field?

The correct answer highlights the importance of providing tangible evidence of a loss in claims processing. In the context of Farmer Jane's Multi-Peril Crop Insurance (MPCI) claim, not leaving samples of the destroyed crop for the adjuster to examine can hinder the claims process significantly. Insurance adjusters rely on evidence to assess the validity of a claim and determine the extent of damage. When a farmer destroys crops, leaving behind samples is crucial for proving that the loss occurred and for evaluating the nature of the damage. Without this vital piece of evidence, the adjuster may find it challenging to justify the claim, leading to a denial.

The other options, while they might reflect scenarios that could cause a claim to be denied, do not directly address this fundamental requirement for supporting documentation and evidence in the claims process. Abandoning the crop and not having Crop-Hail Insurance are relevant factors but do not pertain to the critical need for the adjuster’s examination of samples. Additionally, filing the claim within a specified time frame is a procedural necessity but doesn’t negate the importance of providing evidence needed for claim substantiation. Thus, option B represents a key procedural aspect that validates the integrity of the claims process in agriculture insurance.