Which Business Auto Policy endorsement covers employees while using their personal cars for business purposes?

The endorsement that covers employees while using their personal vehicles for business purposes is specifically designed to extend liability coverage to those employees in the course of their work-related duties. This is crucial because personal auto policies typically exclude business-related use, which can leave employees vulnerable to financial loss in the event of an accident while performing job-related tasks.

By designating employees as additional insureds under the Business Auto Policy, this endorsement ensures that they are protected when they take their personal cars for business use. It reinforces the employer's responsibility to safeguard their employees during such scenarios, thereby reinforcing a commitment to employee safety and security in a business context.

Understanding this endorsement is important for comprehending the broader aspects of insurance coverage for businesses, particularly in how they handle liability risks associated with their employees' use of personal vehicles in the course of their work.