Which coverage can help protect a business from losses resulting from counterfeit money?

The coverage that specifically addresses losses due to counterfeit money is designed to protect businesses when they unknowingly accept counterfeit currency. This type of coverage is critical because businesses can suffer financial harm by taking in fraudulent bills that have no value.

Money Orders and Counterfeit Paper Currency coverage provides compensation for losses a business incurs from accepting such financial instruments. This can include losses from counterfeit coins or paper currency that the business is unable to recover after receiving them as payment for goods or services.

In contrast, the other coverage options focus on different types of risks:

• Theft of Money and Securities covers losses related to direct theft but does not encompass counterfeit issues directly.
• Funds Transfer Fraud pertains to fraudulent electronic transfers and schemes, which is a different concern altogether.
• Forgery or Alteration is focused on the fraudulent alteration of documents like checks, which again does not align with the risk associated with counterfeit currency.

Thus, understanding the protections each coverage provides is essential for businesses to safeguard against various financial threats, making this specific coverage the most relevant in addressing losses from counterfeit money.