Which coverage is aimed at addressing medical costs arising from vehicle-related injuries?

Personal Injury Protection (PIP) is specifically designed to cover medical expenses and related costs that arise from injuries sustained in vehicle-related incidents, regardless of who is at fault in the accident. This type of coverage is a requirement in Florida for all drivers, ensuring that victims can receive prompt medical attention without the burden of out-of-pocket costs.

PIP can cover various expenses such as medical bills, rehabilitation costs, and lost wages due to the inability to work after an injury. This means that individuals are more likely to receive necessary treatment immediately following an accident, which can be crucial for their recovery.

In contrast, liability coverage is primarily concerned with protecting the insured against claims made by other parties following an accident where the insured is at fault. This does not directly address medical costs the insured may incur.

Underinsured Motorist Coverage provides protection when the other party’s insurance coverage is insufficient to cover the damages sustained, but it does not specifically focus on medical costs incurred by the insured.

Collision coverage generally pertains to damage to the insured's vehicle resulting from an accident, rather than medical expenses incurred by individuals involved in the accident.

Thus, Personal Injury Protection is the correct choice, as it is tailored to directly address medical costs related to vehicle-related injuries.