Which endorsement to Martin's PAP would provide him with liability coverage for his company car?

Choosing the Extended Non-Owner endorsement for Martin's Personal Auto Policy (PAP) is a smart option when he needs liability coverage for his company car. This endorsement is specifically designed for individuals who do not own a vehicle but occasionally drive vehicles that belong to others, including company cars. It provides liability coverage in situations where personal coverage may not extend due to the vehicle's ownership status.

This means that if Martin has an accident while driving his company car, the Extended Non-Owner endorsement would cover third-party liability claims that arise from that incident. This is particularly important because standard personal auto policies often do not extend coverage to vehicles not owned by the policyholder, unless a specific endorsement like this one is in place. Thus, it effectively bridges the gap for individuals needing to operate vehicles that they do not own, ensuring compliance with legal liability requirements while driving for business purposes.