Which insurance coverage can protect Farmer Scott from liability caused by goat waste runoff?

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In this scenario, the appropriate insurance coverage that would protect Farmer Scott from liability caused by goat waste runoff is Farm Pollution Liability. This type of policy is specifically designed to cover liabilities that arise due to pollution incidents, including contamination caused by animal waste. Pollution liability insurance helps farmers like Scott address claims arising from environmental damage, which can occur when livestock waste runs off into nearby water sources, creating potential health and safety issues.

Farm Pollution Liability is critical because traditional farm insurance policies may not cover these specific environmental risks. By having this coverage, Farmer Scott can mitigate potentially significant financial losses resulting from legal claims or environmental cleanup costs associated with goat waste runoff.

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