Which insurance pays for costs incurred due to injuries regardless of who is at fault?

PIP Insurance, or Personal Injury Protection Insurance, is designed to cover medical expenses and other related costs incurred due to injuries from automobile accidents, regardless of who is at fault. This means that if you are involved in an accident, your PIP insurance will pay for your medical bills and potentially other costs, such as lost wages, without needing to determine fault.

This type of insurance is especially beneficial in situations where determining liability can be complicated or where the other party may not have sufficient insurance coverage to pay for injuries. In many states, PIP is a required part of an auto insurance policy to ensure that individuals can quickly receive necessary medical attention without the burden of out-of-pocket expenses related to their injuries.