Which item would NOT be covered under Coverage B of the Building and Personal Property Coverage Form in a commercial property policy?

Prepare for the Florida Adjuster Licensing Exam. Engage with challenging questions and insightful explanations. Boost your confidence and ace your exam!

Coverage B of the Building and Personal Property Coverage Form specifically pertains to personal property that is not considered real property or buildings. This coverage typically includes items such as machinery, equipment, and inventory, as long as they are personal property.

In this context, a paint mixer that is permanently affixed to the floor is considered a fixture and thus is categorized as part of the building rather than as personal property. This would disqualify it from coverage under Coverage B. Fixtures such as this are generally covered under Coverage A, which pertains to the building itself and its structural components.

The other items mentioned, like computers, a portable table saw, and inventory, all qualify as personal property that a business uses and would fall under Coverage B, making them eligible for coverage in a commercial property policy. This distinction is crucial for understanding how different assets are treated in terms of insurance coverage.

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