Which of the following is similar to a Business Auto Policy but adds several provisions and protections specific to the trucking industry?

The Truckers policy is tailored specifically for the trucking industry, incorporating unique provisions and protections that address the distinct needs and risks associated with transporting goods over distances. This policy is designed to cover various aspects of trucking operations, including liability coverage tailored for the transportation of goods and equipment, cargo coverage that specifically addresses damage or loss of freight, and physical damage coverage for the trucks themselves.

The additional features found in a Truckers policy allow for greater flexibility and comprehensive coverage that a standard Business Auto Policy may not provide. These can include coverage for non-owned trailers, certain specific types of cargo, and even special endorsements that cater directly to the trucking industry’s operational risks.

In contrast, options like Excess Liability insurance provide additional limits over existing liability policies but do not focus on the trucking industry's specific needs. Garagekeepers policies are primarily aimed at businesses that park or store vehicles, which differs fundamentally from the focus of a Truckers policy. Lastly, Trip Transit policies offer coverage for specific short-term transport of goods but do not encompass the broader range of coverage that the Truckers policy does. This specificity is what sets the Truckers policy apart and makes it the correct choice in this context.