Which of the following is an example of Business Income Coverage?

Business Income Coverage is specifically designed to protect businesses from the loss of income they may experience due to a covered incident that disrupts their operations. This type of coverage reimburses policyholders for lost revenue during the period they cannot operate due to damage to their premises or equipment.

In this context, option B directly addresses the core purpose of Business Income Coverage, which is to compensate for the financial impact of reduced operations or closure following a loss. This ensures that a business can meet ongoing expenses, such as payroll and rent, while it recovers from the incident.

The other options do not encapsulate the essence of Business Income Coverage. The first choice discusses coverage limited to physical property, while the third option pertains to equipment replacement, neither of which provides income protection. The fourth option, stating "none of the above," is irrelevant here, as option B accurately reflects the function of Business Income Coverage.