Which of the following losses may be covered by Mechanical Breakdown Insurance?

Mechanical Breakdown Insurance is designed to cover certain types of mechanical failures that occur after the warranty period of a vehicle. This type of insurance usually focuses on issues that arise from the normal use of the vehicle, without regard to whether the failure was due to negligence or misuse.

The scenario involving Harry's power steering system is correct because it reflects a mechanical failure that can occur due to typical wear and tear as a vehicle ages. At 55,000 miles, it's reasonable to expect that a vehicle could experience a failure of such a component, making it a suitable candidate for coverage under Mechanical Breakdown Insurance.

In contrast, the other scenarios involve circumstances that typically wouldn't be covered. For example, the situation with Selma's gas tank and sugar being poured is a case of vandalism, which is not a mechanical breakdown covered by such insurance. The incident with Elliot's windshield wipers relates more to manufacturing defects or pre-purchase issues rather than mechanical breakdown after normal use. Similarly, Tina's clutch failure at 100,000 miles may fall outside the warranty time frame, often leading to debates about wear and tear rather than a mechanical breakdown per se.

In summary, the correct choice reflects a reasonable expectation of mechanical failure due to normal wear and tear, aligning with