Which of the following would be covered under the peril of "theft" in a homeowners policy?

The correct choice highlights that losses caused by attempted theft are indeed covered under a homeowners policy. Homeowners insurance typically provides coverage for theft, which includes not only completed thefts but also attempts at theft. This means that if a perpetrator tries to steal property from the insured's premises but does not succeed, the policy would still entitle the homeowner to receive compensation for any damages incurred during that attempted theft.

Understanding this aspect emphasizes the comprehensive protection that homeowners policies offer, ensuring that policyholders are safeguarded against various vulnerabilities related to theft-related incidents. This is critical for homeowners to know, as it reinforces the value of their coverage in protecting against a range of potential risks at their property, including those that are not fully realized.

The other options present instances that are generally excluded from coverage: theft by an insured typically falls within the scope of intentional acts not covered by policies; theft from a building under construction may not be covered due to specific exclusions; and theft from areas rented to non-insured individuals often pertains to different policy limitations. Thus, the focus on attempted theft illustrates the policy's wide-ranging protections.