Which of the following would NOT be covered under the Comprehensive section of a PAP?

Which of the following would NOT be covered under the Comprehensive section of a PAP?

• A. Flood
• B. Theft
• C. Fire
• D. Rollover

Answer: (D)

The Comprehensive section of a Personal Auto Policy (PAP) typically covers a variety of non-collision-related incidents that can cause damage to your vehicle. This includes events such as theft, fire, and damage caused by natural disasters, among others. The reason a rollover is not covered under the Comprehensive section is that rollover incidents are classified as collision-related events. The collision coverage in a PAP is designed to handle damages that occur as a result of collisions with other vehicles or objects, which encompasses rollovers. Therefore, while theft, fire, and even flooding (in certain scenarios) would fall under Comprehensive coverage, a rollover does not, making it the clear choice for what would NOT be covered under that section of a PAP.

The Comprehensive section of a Personal Auto Policy (PAP) typically covers a variety of non-collision-related incidents that can cause damage to your vehicle. This includes events such as theft, fire, and damage caused by natural disasters, among others.

The reason a rollover is not covered under the Comprehensive section is that rollover incidents are classified as collision-related events. The collision coverage in a PAP is designed to handle damages that occur as a result of collisions with other vehicles or objects, which encompasses rollovers. Therefore, while theft, fire, and even flooding (in certain scenarios) would fall under Comprehensive coverage, a rollover does not, making it the clear choice for what would NOT be covered under that section of a PAP.