Which policy should Anton choose for the BEST coverage available?

The HO-5 policy offers the most comprehensive coverage available among the options provided. It is designed for homeowners and covers both the dwelling and personal property on an open peril basis, meaning all perils are covered except for those specifically excluded in the policy. This type of coverage provides broader protection as it includes more risks than other forms of homeowners insurance, making it ideal for individuals who want extensive financial security against possible damages or losses.

In contrast, the HO-2 is a broad form policy that only covers the dwelling and belongings against named perils, meaning that only specific risks listed in the policy are covered, which limits protection. The HO-3 is a popular choice for homeowners as it covers the dwelling on an open peril basis but personal belongings typically on a named peril basis, which offers less breadth compared to an HO-5. The HO-8 policy, intended primarily for older homes, is much more limited as it often includes replacement cost rather than actual cash value and typically provides the least coverage.

Therefore, for someone seeking the best and most comprehensive coverage, the HO-5 is the most suitable choice due to its extensive and inclusive nature.