Which professional is most likely to purchase malpractice insurance?

Malpractice insurance is specifically designed to protect professionals from claims of negligence or inadequate performance while providing their services. Among the options provided, a lawyer is the most likely to purchase malpractice insurance because they generally face a higher risk of lawsuits related to their specialized services. Lawyers provide legal advice, represent clients in court, and walk a fine line in their professional conduct that can result in significant legal claims if clients feel they have not been adequately represented or advised.

The potential for claims against lawyers for errors, omissions, or misconduct is a well-documented risk in the legal field, making malpractice insurance a crucial component of their professional practice to safeguard their finances and reputations. Other professionals in the list, such as politicians, authors, and programmers, do not typically face the same degree of exposure to malpractice claims related to their work, thereby making them less likely to prioritize malpractice insurance as part of their risk management strategy.