Which type of report typically includes the initial claim reserve amount?

The preliminary report is typically the document that includes the initial claim reserve amount. This report is produced shortly after a claim is reported, and it serves to provide an early assessment of the claim's potential exposure. The preliminary report is crucial for setting the claim reserve, which is the amount of money that the insurance company sets aside to cover the estimated cost of the claim. This initial evaluation takes into account the facts known at the time and allows the insurance company to manage its financial liability effectively.

In contrast, the other types of reports serve different purposes. Draft reports may be early drafts of information that are not finalized or may lack the thorough analysis present in a preliminary report. Final reports are comprehensive and reflect all investigations and processes that have been completed, including the final reserve amount. Interim reports provide updates during the claims process but typically do not reflect the initial reserve decision. Therefore, the preliminary report is the correct choice for indicating the initial claim reserve amount.