Which type of theft would the Employee theft: all employees coverage address?

The Employee theft: all employees coverage specifically addresses theft committed by any employee within the organization, which includes all positions and roles. This type of coverage provides blanket protection against theft—regardless of whether the individual is in management, a lower-level position, or anywhere in between.

The rationale for this coverage is to safeguard businesses against potential losses from any person who has access to the company’s assets during their employment. This is significant because employees at all levels can be in a position to commit theft, not only management or specific individuals.

The other options do not encapsulate the totality of employee theft coverage. For instance, the first option is limited to management, which doesn't reflect the broader coverage of all employees. The second option focuses only on theft that occurs on the premises, missing cases where theft may happen elsewhere but still involve employee actions. The third option pertains to third-party vendors, which is external to the employee-employer relationship and wouldn’t fall under employee theft coverage. This makes option D the most comprehensive and accurate representation of the coverage being discussed.