Who must sign a non-waiver agreement during a claim?

A non-waiver agreement is a critical document used in insurance claims that helps to clarify the parties' rights and obligations while an investigation is ongoing. The purpose of this agreement is to ensure that the claimant understands that their claim will be investigated but that their rights to pursue the claim may not be waived by any actions taken during that process.

In this context, the correct answer involves the claimant because they are the individual filing the claim for coverage under their insurance policy. By signing the non-waiver agreement, the claimant acknowledges that the insurer has the right to investigate the claim and that their acceptance of anything from the insurer does not waive their rights to further pursue the claim later if necessary.

This agreement serves as important documentation in protecting both the insurer's and the claimant's rights. If the claimant only signs a standard claim form without a non-waiver, there is a risk that certain rights or privileges could be inadvertently given up during the investigation process.

The other parties, such as the insurer and the adjuster, play significant roles in this process, but the claimant's signature is essential to show their understanding and acceptance of the terms laid out in the non-waiver agreement. This ensures transparency in the claims handling process and that the claimant remains informed